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Discussion in 'Credit Talk' started by Davidoj, May 1, 2001.
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This is not true, David. I use a quantum all the time, in excess of $5,000 / month in charges, and I've never experienced a finance charge. You are way too paranoid. LOL To my knowledge, MBNA does not employ that tactic on any of its accounts.
Not only does this card definitely have a grace period, but two months ago I shifted the billing date to provide me a little more convenient payment schedule. My grace period for this period was the 49 day billing cycle plus 25 days before the due date!
I had MBNA account for over a year and I didn't had any problems with them. They upraded my Garfield Paltinium Plus account to Quantum Mastercard last year and they haven't give me any problems so far. The rate may be not as low as my Nextcard and BofA 9.9% APR and they have a good customer services.