Quantum Card CL increase!!!!!!!!!!!

Discussion in 'Credit Talk' started by Ron, Jun 4, 2003.

  1. Ron

    Ron Well-Known Member

    I found out that MBNA increase my Quantum Card limit from $21300 to $22,400 without asking. They increased my Quantum Card limit every 2 to 3 months.


    Ron.
     
  2. kevinw01

    kevinw01 Well-Known Member

    Hello Ron,

    Wow Major Congrats once again! You are on a roll! so any news on Fleet Titanium yet.... please let me know okay....

    Thx,

    Kev
     
  3. Ron

    Ron Well-Known Member

    kevin,

    No news from Fleet yet and I let you know.By the way, how do you like your new BMW Platinum Visa?


    Ron.
     
  4. kevinw01

    kevinw01 Well-Known Member

    Hello Ron,

    Okay yes keep me posted on Fleet Titanium okay... and yes I love the bmw card! I use it like 2 times over the past weekend and both merchants said now cool looking it really stand out lol...

    Thx,

    Kev
     
  5. Ron

    Ron Well-Known Member

    kevin,

    I'm glad that you like it and it looks different from other credit card. I keep you post it on Fleet Titanium Card and I hope that they will approve it.


    Ron.
     
  6. GEORGE

    GEORGE Well-Known Member

    UYGF

    ...GOIN' ON 8 YEARS!!!!!!
     
  7. GEORGE

    GEORGE Well-Known Member

    I EVEN ASKED FOR $400...ANSWER NO!!!
     
  8. Amy B

    Amy B Well-Known Member

    Which leads one to ask: Ron....what are you doing that MBNA likes so much? Do you use it and pay it off or what's your pattern of charging and paying? (If I may be so personal?) They started me with 10k and I am wondering where it will go.....
     
  9. GEORGE

    GEORGE Well-Known Member

    Re: Re: Quantum Card CL increase!!!!!!!!!!!

    I HAVE DONE EVERYTHING I COULD POSSIBLY DO WITH THE CARD!!!!

    I have used it for purchases every month...PAID IN FULL

    I have used it for purchases every month...PAID 1/3 EACH MONTH

    I have used it for a BT 50% OF THE LIMIT AND PAID IT OFF IN LIKE 6 MONTHS

    I HAVE "MAXED" IT OUT AND PAID IT OFF IN 2 PAYMENTS

    I HAVE PUT IT IN THE SOCK DRAWER FOR 6 MONTHS WITH A BALANCE OF $0.00

    BUT I DO HAVE >$30,000

    BUT WHY DENY JUST $400??? I JUST WANTED THE CREDIT LIMIT TO BE "ROUNDED OFF"
     
  10. WeatherNLU

    WeatherNLU Well-Known Member

    Re: Re: Re: Quantum Card CL increase!!!!!!!!!!!

    George.......remember I know nothing about all of this, but I would assume that there comes a point where a credit card company is going to say, enough is enough. Maybe they think in excess of $30,000 in open credit is enough for someone? Why do you let this bother you so much? :) I wish I had a card with $30,000 in open credit on it, I'd be like dang. What's the point of $400 more when you are talking about $30,000 plus?
     
  11. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: Quantum Card CL increase!!!!!!!!!!!

    AFTER 10+ YEARS...AND 8 YEARS WITH-OUT ANY LIMIT INCREASE...I JUST WANTED TO KNOW IF THEY REALLY WANT ME AS A CUSTOMER...

    QUANTUM DOES ADVERTISE "UP-TO" $250,000 AND $1,000,000 UNDER SPECIFIC CONDITIONS!!!
     
  12. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: Quantum Card CL increase!!!!!!!!!!!

    I'M JUST TICKED OFF BECAUSE EVERYBODY ELSE GETS WHAT I WANT...A BUMP IN THE LIMIT!!!

    I DON'T EXPECT AN INCREASE OF $15,000 or $20,000...BUT why not $400 or $1,400 or even $3,400???
     
  13. Geo

    Geo Well-Known Member

    Re: Re: Re: Re: Quantum Card CL increase!!!!!!!!!!!

    George: I think that they don´t want your business. Why don´t just close the MBNA account. and forget them for ever?. So you will not have to post everytime about the same subject over and over again!.
     
  14. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: Re: Quantum Card CL increase!!!!!!!!!!!

    HUHH????
     
  15. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: Re: Quantum Card CL increase!!!!!!!!!!!

    Geo~~put me on IGNORE and I'll do the same...
     
  16. Amy B

    Amy B Well-Known Member

    Re: Re: Re: Re: Re: Quantum Card CL increase!!!!!!!!!!!

    GEORGE?! Do tell......what is your cl with them? Is that your highest single cl? Will you tell us what range income we have to have for that? :)
     
  17. Ron

    Ron Well-Known Member

    Re: Re: Quantum Card CL increase!!!!!!!!!!!

    Amy,

    I used both my MBNA World Points Quantum Card and Elite Rewards Visa monthly and paid it off monthly. I didn't charge too much on both cards and charge it on restaurant and grocery purchases. I never go over my lmit and paid my bill as soon as the cycle come out. I paid it online and didn't mail my payment.By the way, I didn't balance transfer on both of my cards.


    Ron.
     
  18. t_sims224

    t_sims224 Well-Known Member

    Re: Re: Quantum Card CL increase!!!!!!!!!!!

    Ok just a little of subject. I have an MBNA World Points card very nice and a nice limit i might add also. But were do i apply for the Quantum card at????
     
  19. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: Re: Re: Quantum Card CL increase!!!!!!!!!!!

    It is $31,600 to be EXACT

    When I got that high...H/H INCOME WAS $50,000+

    NOW $100,000+
     
  20. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Quantum Card CL increase!!!!!!!!!!!

    The QUANTUM card is NO BIG DEAL!!!!!!!!

    You might be able to find it here...not sure...

    http://www.mbna.com/creditcards/index.html

    AAA or AMTRAK might be a better card to get...
     

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