check out the MBNA site. I have 3 yrs excellent with Providian, Cap One, and FCNB. What are my chances? I think the extra credit availble would enhance my 3200/2300/2700 card lines now. I believe I should call a VP at AMEX and demand a Centurian Card. Those two cards in my wallet and my Spiegel and Union 76 cards should improve my credit.