Ques about Cap1 Secured card

Discussion in 'Credit Talk' started by niecy25, Feb 13, 2001.

  1. niecy25

    niecy25 Well-Known Member

    Just a few questions. I have read many posts on how Capital One upgrades to gold Status. Can you tell me more about the process. How long does it take after you recieved the reg card to get an offer for a secured gold card. Any tips on what to do to get that offer. I was only approved for a $200 limit is that a real bad starting rate. How often do you get increases.

    Thanks in advance for your help!!!!
  2. sam

    sam Well-Known Member

    RE: not quite.

    But after having the card for 9 months, they gave me a visa gold $500 unsecured IN addition to the secured card.

    Increases if you make 0 nada zip mistakes are every 6 months. You probably go to $500 after 6 months of being perfect with them.
  3. Erik

    Erik Well-Known Member

    RE: Ques about Cap1 Secured ca

    I've had their card for a little over 6 months now. I started with a secured card with a $300 limit. I called a couple weeks ago and was given a whopping $100 limit increase and told not to ask again for another 6 months.

    I have gotten Capital One's secured gold card mailing a few months ago but besides the marketing word "gold" it didn't seem any better than the classic card I already had with them. If Capital One is still doing that promotion then you can probably expect an offer in the next few months. From what I hear Providian is more reasonable about giving limit increases but they have higher fees and usually no grace period.

Share This Page