hi all. Applied for and was approved fro target visa last week - but - with a $700 limit at 18.9% - so i called them 10 minutesc after online approval and told them to close it. Rep said account was closed but will still receive card in the mail. Recieved card today. If i don't call to activate it - being as tho I closed it already on the phone - will it still show up on my report?
I would bet they will report, it will just state account closed by consumer. Juniper did the same thing to me, I received instant online approval for a whopping 500, I immediately stayed at the site and talked to them live online and told them to forget it, I rejected those terms and did not want the card. I got the card a week later and a few days after it popped up on all 3 reports, closed by consumer.
