Ok, say your paying on a CH.13 bk since 3/97. Part of the debts claimed in the bk is an auto debt. Bk was dismissed in 11/98 for non payment. Last payment made on CH. 13 was in 10/98. When does the SOL on the auto debt start? Does it start on the date YOU made your last payment, or does it start on the date that the CH. 13 trustee last paid? Opinions?
While a debt is in BK the SOL is tolled. Calculate the regular SOL, and then deduct the time it was in BK, from the date filed to the date dismissed.
So, essentially, in my case since the Bk was initiated in 3/97 and was dismissed in 11/98 (20 months) the SOL would begin in March of 97 + 180 days, since the last payment I myself made was in Feb of 97? I really suck at math, so is this correct?
Hello...(tap, tap, tap) is this thing working?... Anyone out there...(echos thru the great empty hall)