I keep on getting these letters from this JDB offering me 1/2 off on a debt that they purchase. I know for a fact that it is past the SOL. Should I send them a C/D letter or should I do something else? Please advise. Thx in advance. PS: Asset Acceptance is the JDB.
Are they reporting it on your credit reports? How long has it been since it originally went delinquent?
Then 7.5 years after 4/2000 is about this time next year. How much is it for, and is that amount accurate? Does it accurately account for all payments, fees, and interest?