Question about dealing with original creditor

Discussion in 'Credit Talk' started by AimeeS, Nov 24, 2008.

  1. AimeeS

    AimeeS New Member


    I have an outstanding $500 debt with Bank of America. It has been sent to a collection agency, FMA Alliance.

    My question is, can I contact Bank of America to settle the debt, in exchange for having the already reported debt taken off of my credit report?


  2. greg1045

    greg1045 Well-Known Member

    You might get luckier dealing with the collection agency to negotiate a settlement and removal of the item from your credit reports. Big name banks such as B of A, Citi, Chase, etc. are real *******s to deal with.
  3. AimeeS

    AimeeS New Member

    B of A reported it

    Is this still the case when B of A is the one who reported it to the credit agency?

Share This Page