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Question about Discover Card?

Discussion in 'Credit Talk' started by tac14033, Mar 10, 2003.

  1. Mar 10, 2003 #1
    tac14033

    tac14033 Well-Known Member

    I applied for a Discover Card about 2 weeks ago and was told online it would need further processing and to expect an answer in 2 weeks.

    Lo and Behold today I check the mail and feel that "Hard" plastic feeling through the envelope....Yep you guessed it, my Discover card arrived and with a $10,000.00 limit!!!

    Even when my credit was the greatest I never had a CL like that!

    My question is....Does anyone have any good things or bad things about discover?

    Can I use the Discover card like a Visa card?

    Is it accepted almost anywhere like Visa?

    Thanks!

    Tac

    BTW they pulled TU and my FAKO with them is 673
     
  3. Mar 10, 2003 #2
    keepmine

    keepmine Well-Known Member

    Discover has 2 shortcomings. Many places don't accept it due to their high merchant chargeback fee and I've heard some merchants complain about the length of time it takes to get paid vs Visa/MC.
    Also, Discover uses 2 cycle billing so it is expensive to run a balance onthe card.
     
  4. Mar 10, 2003 #3
    Ron

    Ron Well-Known Member

    Discover Card is accepted almost everywhere where Visa/MC is accepted. By the way, Sams Club only accepted Discover Card and Discover Card is no accepted outside US.



    Ron.
     
  5. Mar 10, 2003 #4
    GEORGE

    GEORGE Well-Known Member

    WAL*MART and SAMS 0.25% MAX!!! You can NEVER get 1.00% at WAL*MART or SAMS!!!

    I had a "RUN-IN" with SECURITY (involving a BT) so I have used it for 3 months in a row then STOPPED...I will use it again in about 2 or 3 months from now for a trip to the grocery store or a tank of gas then it goes back in the SOCK DRAWER.

    I tried to trade it STRAIGHT ACROSS for the TITANIUM DISCOVERCARD...they said I had to APPLY!!!
     
  6. Mar 10, 2003 #5
    Ron

    Ron Well-Known Member

    George,

    No need to trade for me!!!!!!!!!!! They just Converted my Private Issue into Dsicover Titanium Card and they give 3.9% fixed for purchases and BT for six months.


    Ron.
     
  7. Mar 10, 2003 #6
    GEORGE

    GEORGE Well-Known Member

    They advertise 0.00% BT and PURCHASES for 6 months!!! "GO-TO" 9.99%

    https://www.novusnet.com/acqs/stdapp/req?cmd=splash&card=TITA
     
  8. Mar 10, 2003 #7
    Mecro

    Mecro Well-Known Member

    My advice,

    DO NOT EVER DEAL WITH DISCOVER!!!!

    They are the biggest scumbags of them all. Plus their card sucks and it is not accepted everywhere Visa/MC is. Every merchant would accept Visa/MC first, then maybe Discover.

    I would avoid using them. Just keep them open for your score.
     

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