Anyways while I was at it I decided to dispute 4 items over the phone at that time. Every time I have ever disputed in writing or on-line the items in dispute would say the usual "investigating" and would get the usual within 30 day response. As of today 3 days later it doesn't say anything about items being disputed. Is it more than possible that Equifax did not submit the disputes? Maybe I did to much to fast in less than a year? When I first started this repair stuff I probably had between 90-100 negatives on all 3 reports. Right now I'm sitting at 13,12,7 and it is getting tough but so am I.