I recieved a "summons and order of garnishment in aid of execution" via certified mail yesterday. I am confused because I am not sure if this means the judge has already ordered the garnishment? I was never served, and have in fact moved to a different state. The summons was forwarded to my new address. The "Garnishee" on the order is my old bank, account has been closed. I have a joint account with DH, but I am the only one being sued. Can they still garnish that account? Can they even find that account? Any thoughts?
I did a search on garnishment, but it just times out everytime I try. Would anyone please share their thoughts? I have 10 days to respond. Thanks!
Have you pulled your CR to see if your old bank has gotten a judgement against you? I'd start there and meanwhile, yes, they can clean out a joint account so close it and open separate accounts - in another state or on line if possible. BTW - is your screenname a reference to Outlander? good luck, Poochie
I did a quick google and found this http://www.overdue.com/Garnishment_Statutes/ne.html it's for the state of Nebraska, but it's a useful description of process. What state are you in BTW?
Ok, well the Judgement is in the State of Nebraska, but I now live in Ohio. I have a joint account here, will they even be able to locate it, do you think? I need to read over this, I don't understand why I wasn't served before the Judgement. The name is from Outlander, LOL
Well, pull your reports and see what's on there. Yes, I would imagine they would find it - they'll issue a blanket disclosure form to all the banks in the area to see where you have an account. Again, search for a post from FLyingifr about making yourself judgement proof - he describes how banks find your info and how to move your account. I thought so re: Outlander! Poochie
Forget the search - here it is: http://www.artofcredit.com/phpBB2/viewtopic.php?t=1183 Just remember - they can't attach what they can't find.
