I have obtained copies of my credit reports from all 3 bureaus, and the only information on the reports is mine, and mine is the only name that is mentioned. However, in order to get the report, I had to give my name as well as my SS#. Somehow the credit card companies can search on just the #. I called Social Security to report it and they say that I am the only one with my number and that they cannot do anything. All the research I have done on ID Theft involves someone using all of your info and having things appear on your report. This is not happening to me, rather, I am being decliend because my SS# matches an account they already have that is deliquent. I have no idea what to do or how this could even happen. If anyone could help me that would be great.