I just bought 3 credit scores and credit reports from myfico. Does myfico provide a full report? It doesn't seem to list some info. For example my personal info isn't all there, ie, social security number, birthdate, etc. Also, the one chargeoff with experian I have is listed with PG but not on the experian report I got with myfico. Lastly, I'd like to validate the chargeoff since I think it is erroneous, but the report doesn't seem to provide the account number in full with the OC or CA's contact info. To get this info, should I get reports from the CRAs directly? And sorry for asking this, but are there any suggestions how to dispute a fully paid CC account that has 22 late payments? That's a lot of lates to dispute and I'm not certain the "never late" excuse will work with this many lates Also, for some reason it says its revolving and the account is open but I thought I closed it back in november. Should I just leave it open? Myfico: tu: 583 ex: 607 eq: 589
