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Discussion in 'Credit Talk' started by ero2, Sep 25, 2003.
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No it does not necessarly mean you will not allowed to charge that ammount. It merely means you have to call and speak to a rep to advise them of an upcoming charge that is above the norm. I would assume if your payment record with them is fine they will grant that charge to you. Just make sure you have the 5k in the bank to pay the card off when the statement comes. ~
okay cool, I can hang with that, and YUP I do have that five grand to pay it off, I think?
"IF" you spend $100-$500 per month $5,000 WILL BE DENIED...
BUT if you usually spend $1,000-$4,000 per month...$5,000 would PROBABLY be authorized...
YOU CAN ALWAYS CALL AND SAY "I AM GOING TO SPEND $X,XXX ON XX/XX/XX AT XXXXXX COLLEGE/BUSINESS/SCHOOL"...or what-ever place
You can always have it BUMPED TO A SUPERVISOR...
THIS IS WHY I LIKE A "STATED" CREDIT LIMIT!!!