Just got approved for one with a generous cl but the APR is a very unplatinum-like 18.99%. Anyone know if I have a chance of playing hardball prior to activation and demand for a lower APR or I will not accept the card.
What was on your cr's prior that they know about? I have an interest rate of 24% with only $150 owing, once paid in full they will reopen my account per the cr I talked with when I reaffirmed which I didn't have to since it was bk7. Did you have a bk?
My answer would be to use it for a few purchases over a couple of months, pay the balances, then call and ask for a lower rate. We had been with Nordstroms since 83, been very good account both ways, and very gracious in our filing bk, which is why I wanted to repay and reopen.
