Disputed tl on DH's report with cra's and it came back verified, although, the oc sent a letter saying they wouldn't complete the investigation unless DH sent them a letter requesting it with his signature (yea right...we're smarter than that). Sent dv letter to oc (no collection agency listed). We then received a letter from the OC saying that they believe this account was fraudulently (sp) established in his name and they would be removing the tl. Well, TU removed but just found out the EXP says it was verified (not listed on EQ). My question is, if I send a copy of the letter from OC to EXP will they put a fraud alert on his report because of what the letter says? We are hoping to be house shopping within the next couple of months and don't want to have to worry about a fraud alert but we do want this item off of his report. Any ideas/suggestions? Thanks paw67
Dispute it again, this time request procedural evidence as well ; hell with an intent to sue. Prove this is tradline is correct or delete it!!!!! This should be enough if OC is saying that. record everthing send it with CMRR.
