Hello All, I have 2 paid charge off's from Amex that I already disputed with all the CB's and ofcourse they all come back as verified. My question is the only thing that it says on my reports is "Account paid for less than full balance, paid charge off. It has no original balance amount, amount that was settled upon, no date of last activity. Nothing else. How should I proceed with the OC about reporting accurate info to get these deleted? Its been years since I've posted on this site. I'm so glad it is still around. You guys are the best! Thanks for any advice...
Check out PsychDoc's Goodwill Letter, tweak it to fit your situation. http://consumers.creditnet.com/Discussions/sample-letters/t-pyschdocs-goodwill-letter-71631.html