I am going on maternity leave any time now, and I was wondering if there is any way that 2 of my loans can be held off until after maternity leave is over? I will be on short term disability for 6 weeks and taking an additional 6 weeks after that unpaid through FMLA. I doubt highly that this can even be done but never hurts to try right? Thanks in advance! Sheri
Call your creditors (before you get late) and discuss it with them. You didn't say who they were, or what they are for, so it is hard to say. I know that some auto finance companies (Ford, GMAC) will let you defer payments to the end of a loan without dinging your credit. Good luck with the baby!
Thanks for everyones responses! Yes first baby, due 12/20 and will be here this year, guarenteed by the doctor..whew thank goodness, and get advantage of that tax credit! Whoo hoo! My loan is at my credit union is a personal loan with a lein against my car for collateral. I havent talked to them yet I know I probably should. My other loan is through Discover Personal loans, I am already behind with them a few months (i know not good news at all) So why am I so worried about being late some more? I am trying to get caught up but its not working to good. I am still dealing with Discover not a collection agency otherwise I wouldnt be worrying about this as much, but I want to get this straightened out asap. Thanks! Sheri
