Please tell me...how does one apply for a Providian Classic? I can only find Aria? I have a chap 13 with a mid 600 fico...just want the right one...unsecured... Can you all advise where to find application?
I think you could probably get an Aria. I got one for my fiance and his credit is absolutely horrid. He had only public records on his report and was an authorized user on some of my cards for the last couple of months. He got a $250 limit. Then when we got the card last week we called right away to negotiate the rate down to 19% and they waived the annual fee. That was as low as they were willing to go since it was a new account but they told him to call in 3 months to see about getting it down further. Hope that helps. Good luck!
Yes, applied online and received instant approval. Then I got to watch my honey do his new "credit card" dance! He was so excited that he can start to rebuild now.
Well, congrats to you both! LOL I think I just might do it! I'm doing the "do I want an inquiry" polka myself...but feel myself giving in. Again, thanks...and congrats!
OK, closed my eyes and did it...got $500 unsecured..wow... tell me something....what happened after he got approved? Did they ask for anything or just send the card? Thanks!
Woooo Hooooo!! That is great! Congratulations! They did call to verify his address and phone number. He wasn't even home at the time, but they let me do it for him. There were no other questions at all. He got the card about 5-7 days later.
Great news ~C~ I wanna do the credit card dance for you but I can't dance...so I'm doing the credit card wiggle for you. -Dave
Sorry I am not sure what report they pulled for him, but the list at creditmania says they pull experian.
Thanks again.....I'll take dances or wiggles! LOL Experian is my worst CR so if so, that is a good thing! It's such a kick huh? That's it for applying for me..my next step is a mortgage (hubby and I)... just wanted 2 good active lines now each...have them now..whew... It's funny, you wake up the next day and remember you got approved...and smile! Thanks everyone!
