Question about providian

Discussion in 'Credit Talk' started by NanaC, Mar 29, 2001.

  1. NanaC

    NanaC Well-Known Member

    Please tell does one apply for a Providian Classic? I can only find Aria?

    I have a chap 13 with a mid 600 fico...just want the right one...unsecured...

    Can you all advise where to find application?
  2. NanaC

    NanaC Well-Known Member

    or do you think I could get an aria with that? I'm so confused, sigh
  3. jen

    jen Well-Known Member

    I think you could probably get an Aria. I got one for my fiance and his credit is absolutely horrid. He had only public records on his report and was an authorized user on some of my cards for the last couple of months. He got a $250 limit. Then when we got the card last week we called right away to negotiate the rate down to 19% and they waived the annual fee. That was as low as they were willing to go since it was a new account but they told him to call in 3 months to see about getting it down further. Hope that helps. Good luck!
  4. NanaC

    NanaC Well-Known Member

    Jen, thank you..did you apply online??
    That really does help. :)
  5. jen

    jen Well-Known Member

    Yes, applied online and received instant approval. Then I got to watch my honey do his new "credit card" dance! He was so excited that he can start to rebuild now. :)
  6. NanaC

    NanaC Well-Known Member

    Well, congrats to you both! LOL

    I think I just might do it! I'm doing the "do I want an inquiry" polka myself...but feel myself giving in.

    Again, thanks...and congrats!
  7. jen

    jen Well-Known Member

    Let us know what happens if you choose to apply.
  8. NanaC

    NanaC Well-Known Member

    OK, closed my eyes and did $500
    tell me something....what happened after he got approved? Did they ask for anything or just send the card?

  9. jen

    jen Well-Known Member

    Woooo Hooooo!! That is great! Congratulations! They did call to verify his address and phone number. He wasn't even home at the time, but they let me do it for him. There were no other questions at all. He got the card about 5-7 days later.
  10. jen

    jen Well-Known Member

    I'm doing the "credit card" dance for you!! LOL
  11. dave

    dave Well-Known Member

    I got an Aria because I did well with my Providian card. I have a mid 500 fico. Go for it!
  12. NanaC

    NanaC Well-Known Member

    Thanks to everyone!!! :) I appreciate that!
  13. Nave

    Nave Well-Known Member

    Great news ~C~ I wanna do the credit card dance for you but I can't I'm doing the credit card wiggle for you. :) -Dave
  14. miles

    miles Well-Known Member

    Good job. Congrats!! I'm with Dave, I can't dance either, but if I could, I would dance for ya. :)
  15. MistyEyed

    MistyEyed Well-Known Member

    Anyone know what CRA they use?

  16. jen

    jen Well-Known Member

    Sorry I am not sure what report they pulled for him, but the list at creditmania says they pull experian.
  17. NanaC

    NanaC Well-Known Member

    Thanks again.....I'll take dances or wiggles! LOL

    Experian is my worst CR so if so, that is a good thing!

    It's such a kick huh? That's it for applying for next step is a mortgage (hubby and I)...

    just wanted 2 good active lines now each...have them now..whew...

    It's funny, you wake up the next day and remember you got approved...and smile! :)
    Thanks everyone!
  18. Aux

    Aux Well-Known Member


    ~C~! Getting Morgaage is my dream also. I wish I can make it in the next 2 years.

Share This Page