Separate names with a comma.
Discussion in 'Credit Talk' started by LKH, Jul 2, 2001.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
So basically you're saying it's being reported twice by two different people right? If that's the case, that happened to me.
What I did was dispute BOTH the accounts and BOTH fell off. I stated in my dispute letter that it was duplicate information. One of them has to be correct, not BOTH. In my very lucky case, both disappeared. Guess they couldn't validate huh?
Also, when you write, tell them you want the name and contact information of the person who validated the debt and start hounding both sides...the threat of legal action may be required. If they sold the debt, they should not be able to legally continue to report it to the bureau.
I suspect that the CRA isn't validating it myself, but hey, what do I know?
I have never had a chargeoff. I have never been contacted by a collection agency.
But didn't someone here on the board a long time ago suggest negotiating for a lower payoff and no credit reporting? I admit I am not the best qualified to discuss this but what would you have to lose by offering to pay$60?
On another matter, did you ever come to any conclusions about how Junum was disputing for us? You know - like DavLV's now famous "suffer the consequences" Lexington dispute.
As I remember, didn't someone at Junum tell you that Junum let's the CRA's know they are legally representing you? Mirage said he got his Junum letters back and said how Junum disputed (check off list) but he did not say whether the dispute had his name on it or Junum.
Best regards - Jim