Hi! I have a question I'm hoping to get some help on. Which state would I follow through on violations with for the following circumstances: I reside for CO Hospital bills incurred in CO Paid Hospital copays to hospital in CO Collection Agency in TX reported them to CRA AFTER payment had cleared at hospital (1-2 months) and with absolutely no notification to me of any kind at any time Are they governed by Co law or TX law? If I had to file a small claims case, where would I file. Thank you
Re: Question about state dispu The debt is absolutely NOT governed by TX law. Only federal & CO state law apply. Don't communicate with the collector. Communicate only with the hospital, and let them know if they keep hiring people to collect a fully-paid debt that no longer exists, they would have to face the consequences. Send them a certified letter, saying that unless they pull the debt file from the collection agency and clear your report in 30 days, they should prepare for litigation. This means paying damages, court costs and attorney fees. Saar
Re: Question about state dispu Recently received a collection letter from Americian Medical Collection Agency dated 2-14-1 giving 30 days from that date to respond. ********************** Letter Info. Debtor bdb owed to LabCorp Amount due $16.50 Charge for 6-21-00 services at LabCop ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ BDB never had any dealings With LabCorp but LB did. `````````````````````````````````````````````````````` Need Advice On Best Way To Respond To This Letter=PLEASE ----------- --------------- -------------- Who should respond bdb or lb or both? TO WHOM should the response be directed-Americian Medical Collection Agency or LabCorp or both parties? Thanks,lb PS How do you respond within 30 days of 2-14-1 when letter wasn't received till 3-10-1? What happened the other 26 days? What kind of dirty pool are they playing here???
Re: Question about state dispu Author: lb (---.proxy.aol.com) Date: 03-18-01 10:25 Ps to previous post :_As far as is known the collection hasn't been reported to any C R A .
Re: Question about state dispu Ok, then I have sent certified mail to hospital. They have not responded. I did also send to collection agency but I will just not communicate further with them. Hospital (on phone) tried to tell me they had sold the accounts to the collection agency. I then said that, if that was the case, they cashed my checks and that was illegal. They hem and hawed after that. It's real ugly as the collection agency reported these 4 times (4 entries) to 3 cra's. Thanks so much! Carol
Re: Question about state dispu Also, yes, I tried contacting the collection agency and provided proof. I sent Certified...no response and it has been 60 days. Thanks!
Re: Question about state dispu You can make one last & honest attempt, but either way, you have our blessing: Sue the bastards. It's a cut & dry situation, and you can't lose. Having said that, no sane attorney representing the hospital would let this go to trial. They're no fools, and would want to resolve this prior to the hearing. All you have to do is help them make the right decision Saar
Re: Question about state dispu That is really good to hear! You can imagine what four collection entries are doing to me! Ugh. I really thank you all and will update you. I will likely write one final good faith fix or I will sue letter. Then, I'll sue, if necessary. I 'll update you all. This will be my first small claims case (if there are 4 entries..do I have to sue 4 times, once for each account?---this just occurred to me!) Thanks again!
Re: Question about state dispu It's one collection agency with 4 entries on each of the 3 CRA's! I think I've read about your lawsuit! That was exciting if it was the one I'm thinking about!
