Ive been studying the FCRA and the FDCPA a lot lately. IF the CRA verifies information from a CA as correct and the CA is responding to the CRA that the debt is true then who is really negligent in this situation if the information is not true at all? The law states that you cannot file a lawsuit against the CA, only the CRA. It seems to me that the law states that the CRA's are responsible for reporting "true information". So how do the discern what is true information if all the CRA's have to do is verify? If this sounds confusing I understand. Godaddyo "live long and prosper"
It does sound confusing because it is confusing! Look, verify and validate are absolute terms! The ability for the agencies to conform to the letter of the verbiage is ONLY a factor of their own willingness to adhere to the LETTER OF THE LAW!! The SAME law(s) that you and I MUST live with! -On your side and mine, Dave
