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Discussion in 'Credit Talk' started by jimsimm, Sep 24, 2003.
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You should study your bunns off.
New Member Must Reads.---------------------------
WhyChats statute of limitations
statute of limitations http://www.edebtnetwork.com/content/collection_laws.asp
Yes, you should read all of these posts. But the short answer is, yes, you need to start the validation process with them. Make sure the other CA is off your reports. They didn't validate in 30 days, so they have to remove the entry.
You may go through this several more times. Every time they can't verify it gets sold to someone else, they can't verify either.
The good news is, it shouldn't stay on your reports. Also, depending on the Statute of Limitations, you may be buying enough time to make it uncollectable anyway.
One thing to add to your letter that may help you stop the account bouncing from one CA to another...
"Notice to agent is notice to principal. Notice to principal is notice to agent. Applies to all successors and assigns."
In other words, this correspondence applies to you, the OC, and any other company which ever breathes on this account forever...