I got my TU report in October and it showed my Capital One charge-off. I disputed it as not mine and it was investigated and re-verified on my new November report. TU has my results listed as "see new information below." But nothing has changed! Is this grounds for removal since it's obvious that didn't investigate since nothing new appeared? In fact, the date of verification still says 09/01. Can I get this removed? Thanks.
That's standard practice with Trans Union. The file updated, but you never see any difference in the consumer credit report. Try again... They will not delete it because of your results this time, but holiday season is almost here.... best time of the year for investigations.
The Holiday season. Lots of people on vacation, CB's and Creditors understaffed, mail is swamped, etc.
I had planned on it...in fact, I have three letters each addressed to each CRA...sitting on my desk, ready to be sent out on December 10th.
