Hello all and thanks for the help. Well, here's the skinny. First there was an account with Associates which charged off 6 1/2 years ago. Gulf State purchased it and has been on my report since I began checking about 6 months ago. I recently (last month) disputed the original Associates account through TU and it was deleted. Yesterday I checked my report and OSI is now reporting this account with the same account number as Gulf State. I just disputed on-line with TU. What else should I do now. Thanks in advance for any input. Stringy *We are not here to die for our country, we are here to make those bastards die for theirs*
Are either the OSI or Gulf state accounts showing the correct DOLA? Have you sent a validation request to Gulf? (BTW, if you didn't know it, they're one in the same company) If you have not, I would suggest you begin there. Now, if you're disputing it through the CRA's as well, dispute one account as "duplicate" with the same exact account number, this should come off relatively easy. Dispute the other account as "not mine" Be sure to send the validation letter CRRR. Check your reports 5 days after Gulf/OSI signs for it. By that time they are required to notify the CRA's of the dispute, and if they do not, that's 1 violation.
