Once your Chap 7 was discharged how is the age-off status supposed to show? Half of the people on Creditnet say "the date of discharge" and the other half say "date of the initial missed payment." Is it: 1) The date of the initial missed payment? 2) The date of the Bk 7 filing? 3) The date the Bk 7 is discharged. Where can I verify this.
10 years from date discharged. The individual debts may be reported for 7 years from the date they first became continuously delinquent. http://www.ftc.gov/os/statutes/fcra.htm#605
