Two of the lines still report to the CRAs as of this month as open with no balance. I would like to eventually have American Express accounts again at some point after I'm done getting my credit in order. Part of me is reminding me that I have the reporting benefits of having the cards right now without the hassle of actually having to use them or pay on them. My question is when I get my credit clean, will I ever get pre-approvals from Amex having had accounts with them in the past that were delinquent but paid? Will having the active Amex tradelines on my reports stop me from getting pre-approvals from Amex? What would you do about this if it were you?