Hello, I saw your post concerning the roll call and what steps people have taken to repair their credit. I noticed that you stated that you were able to remove 4 charge offs from your Equifax and a couple from the other CRA's. Can you please let us know some of the details of these accounts? What letters did you use and how old were the accounts? What was most effective with you? I am trying to have 2 charge offs removed, but they are only a year old. I would really appreciate any info you can spare. Thanks, Emil
