What kind of loan rate for a 30 year house loan am I facing for an FICO score of 709? is that a good score?
I am not a mortgage broker. It would be valuable to get a reply from one. I would expect that with 709 (presumably at least your middle score), you should get nearly the best market rates, provided you can put down the usual 20% for an 80% loan to value loan, and document adequate income for the expected carrying costs, and low enough other debt or other monthly payments. It should not be subprime, and it should not keep you out of doing a deal that you can reasonably carry. I have not been tracking current market rates, so I can't comment on where they are currently. (They are, of course, up from a year ago.)
