Question for Ontrack

Discussion in 'Credit Talk' started by jtc79, Jun 16, 2006.

  1. jtc79

    jtc79 Well-Known Member

    Hey ontrack do you think 666 is a good score? will that be acceptable for a first time buyer loan? also do you know anything about "Vintage Score"? is this the new scoreing system? at 694 im at a grade D, no good!
     
  2. ontrack

    ontrack Well-Known Member

    666 sounds like subprime FICO. You generally want at least 680, or better, 700, to get decent rates on a home mortgage.

    694 on a 990 scale score sounds equivalent to 666 on a 850 FICO scale.

    They are both high "D".

    At least that is my guess. You might want a comment from a mortgage broker.
     

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