question for roni

Discussion in 'Credit Talk' started by rolo, Nov 21, 2000.

  1. rolo

    rolo Well-Known Member

    I applied for an auto loan thru house hold finance corp and right now I have a preliminary approval.My question is did you need a down payment when you recieved your loan.or do they finance 100%.
     
  2. roni

    roni Well-Known Member

    100%, baby. That is the best thing about them. I am sure you will get the same offer. They dont waste time with down payment. They send you a check to use toward the purchase and the sales tax, registration etc. I bought my car without paying a dime out of pocket-and that includes the alarm I had added. Good Luck! Happy Shopping.

    roni.
     
  3. rolo

    rolo Well-Known Member

    thanks, they are offering me 13% apr great christmas gift for my wife.
     
  4. roni

    roni Well-Known Member

    Yes, I got 13.9%, Did you accept the offer?

    roni
     
  5. rolo

    rolo Well-Known Member

    YES I did, I spoke with a loan officer today and they are sending me a package tommorow.included in the package is suppose to be some paper work that I must sign and send back .and then I can use the check.
     
  6. rolo

    rolo Well-Known Member

    is that what you did
     
  7. roni

    roni Well-Known Member

    Yes, it is that simple. It is a intent to get auto insurance form and the application. You must sign them both and return it. Then the next day you can get the car.

    roni.
     
  8. roni

    roni Well-Known Member

    yes.
     
  9. rolo

    rolo Well-Known Member

    how long did they give you to make your first payment.and do you mail yours or do you pay online.
     
  10. roni

    roni Well-Known Member

    I mail mine. My first payment was due by the first of the next month. I purchased my car on Sept 9th. I made my first payment, 10/1

    roni.
     
  11. rolo

    rolo Well-Known Member

    what state is that

    are they in california.im in SC
     
  12. roni

    roni Well-Known Member

    RE: what state is that

    Yes, ca. I am in Pa. Ny when I bought the car. I comes next day airborne express. They send you an envelope to return airborne express.

    roni.
     
  13. rolo

    rolo Well-Known Member

    THANKS

    Thanks roni, by the way I was married in philadelphia PA
     
  14. roni

    roni Well-Known Member

    RE: THANKS

    Hopefully, I will be able to say that. Soon.

    roni
     
  15. MikeE

    MikeE Guest

    If you got the prelim approval you most likely have the loan.

    I can't comment on the 100% financing because I did a refinance.

    I do have to say it is quite wonderful to go from 18% at WFS Financial to 12.9 at Household.

    Even though they are subprime they are good.

    Mike E
     

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