You seem to imply in some of your posts that the inquiry thing is over emphasized sometimes. I am sure that I am looking at about 8 inquiries on all my reports now. What do think? Will the addt'l inquiries destroy my chances for a car loan or mortgage in 8-12 months? I weighed the benefits of more good tradelines with the dings from the inquiries. Do you believe that you can max out the number of inquiries and not do any more damage. Very curious on you philosophy regarding the inquiries. Any addt'l advice you have going forward to increase my limits or proper number of cards would be a huge help. Thanks!!