How would you dispute a Paid/collection or Paid/Chargeoff? Would you say wrong balance? Any advise would be helpful THANKS!! Just getting started on my LONG Journey
If you say wrong balance you are admitting it is yours and you'd most likely never get it off. How old is this and when is the 7 year reporting period up, if you know?
They are from 1997-1998 mostly and will come off in 2004 but thought I would give it a try now to clear it up a bit. Thanks!
If I was in this situation, I would dispute them as not mine. The ca/oc may not even bother to verify as it has been paid and is so old.