Question on Approval & Inquires

Discussion in 'Credit Talk' started by texastrini, Aug 15, 2001.

  1. texastrini

    texastrini Well-Known Member

    I applied for Target, Kmart, Lane Bryant and Speigel on Saturday.

    I was approved for 2 instantly and the other two said we will contact you by mail.

    I happened to see my online Experian today.

    I noticed that only two of the 4 cards I applied for on Saturday were showing as inquires.
    (they reported both under the hard and soft sections.)

    Questions: does the soft mean I got approved?

    Could the denial be due to too many successive hits on the same report in a short period of time?
  2. Donna

    Donna Well-Known Member

    I'm not sure about Spiegel, but Target may have pulled Equifax on you.

    Sometimes Target pulls Equifax. At least they did for me.


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