Question on collections report

Discussion in 'Credit Talk' started by seejay123, Jan 16, 2020.

  1. seejay123

    seejay123 New Member


    In March of 2019 I had a $2000+ debt sent to a collections agency, so that counted as a derogatory mark on my credit report. I paid it completely off - it's now at $0 - but it still appears as a derogatory mark. I realize it can be there for 7 years, but am wondering if it becomes a low-impact or otherwise lessened blemish on my report before that time, especially since I paid it in full in December 2019.

  2. Colleen M Jeffrey

    Colleen M Jeffrey New Member

    Look at the account on your credit report and search for inconsistencies in the reporting. If there are inconsistencies write a letter to the credit bureaus disputing the charge.

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