I know how to dispute an item for removal but I wanted to know if the following is possible and if so, where can I see how to do it (what to send, etc). 1. I have an older account that is showing some 90 day pays. I am not positive this is correct and since the account was paid off properly some time ago the company does not have paperwork. Can I challenge or something to get this to show it was paid on time always or anything like that? 2. I have an account that is reported as paid in full on 2 of my 3 reports. On one, it is reported as a charge off. This account is older and I assume the company has no records as I have written them. (Account is pretty old). Is there a way to challenge or something to get this to show it was paid in full and not a charge off. I don't want to remove it as I would lose a valid good account record. Would appreciate advice and samples or links. Don't want to make a wrong move. Thanks!
It sounds like you can easily dispute and get them removed, if the companies or their successors don't exist or don't have the records. I think getting them updated w/correct info, given that you can't reach them or they don't have the records, is going to be tough. How much history are you talking about, and how is it compared to your other accounts?
