Okay my credit score has just been going down due to late payments, delinquency and some other things i dont recall collection agency have been calling me a lot but i wanna start fixing this issues from my credit report cause me and my husband wanna get a house by next year
I'm glad to hear you want to start improving your credit, but we'll need more information to help out. Let us know what negative marks are showing up on your credit reports and what you're currently doing to start building positive payment history again. Once we have more info., I'm sure we'll be able to provide some guidance.
