Question on inquiries......

Discussion in 'Credit Talk' started by Mo, Jul 12, 2000.

  1. Mo

    Mo Guest

    I know that many people have posted about their success on requesting, and having their interest rates lowered on their cards.

    The question is: do the banks generally run a "hard" credit inquiry (that is NOT an account review or "soft" inquiry) to do so? I'd like to do this for the 4 cards that I have, but I also don't want 4 inquiries to show up on my credit report.

    I thank anyone with experience or knowledge about this who can render an opinion.
  2. BarryN - C

    BarryN - C Guest

    RE: Question on inquiries.....


    My experience is they run an internal check. Nothing pulled from the CRA's. However wanting Platinum status after having a secured card may trigger external scrutiny.



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