Question : score

I could be a bit off but I think you would want to shoot for 20-30% for credit used. so a balance between 600-900 would help get you the max on points.

 

I have one like that and when it reported, it cost around 20 points. I don't know yet what the 2nd one will do. Should know in 3 weeks or so. My guess is that it will be a lesser hit, but who knows? (We're taking advantage of 0% deals.)

This is in a scoring model with no other negatives or lates and utilization of each of the other revolving accounts at under 50%

Hope this helps.

DemPooches