Doc, Absolutely phenomenal, hoe you achived this is way beyond my capacity. I went through Doc's trick and it worked like a charm, all hard inquiries are now it dispute. I am about to do the same for my "soft's" but do I really gain anything. Most of my soft's are "CreditExpert" and "Local Credit Bureau" investigating my current tradeline disputes. Should I request investigation for my Soft inquiries? T-Man
I believe the dominant reason for disputing soft inquiries is so we're not "locked-out" of our credit reports online as others have been in the past. I think it was with Experian, and the consumer had so many soft inq's, that the system was unable to handle it and prevented them from logging in.
