---------------Why should we have to put up with their mistskes?-------------- ===============I'm not going to pay for sombody elses mistakes! I make enough mistakes of my own: No body pays me for mine so why should I pay for theirs?????===========
Look folks he finally did get one right. We ought to stop supporting all of them with our hard earned dollars until they get their act together! == ================== ==
Hunter, the next day after they changed the date, it was all completed. They sent me an email telling me to go back and check! I got 11 inquiries deleted and two other negative accounts! All in all I was very happy! I am making progress and all thanks to the wisdom on this board!!!!! You guys ROCK
OK, this time I'll be the contrarion. I say that it's just hard enough to improve your credit. Hard enough that not everyone will bother. And easy enough that the determined few can, in fact, succeed. If it were too hard, no one would bother, and the creditors (who in all actuality want to have an excuse to sell us more credit) would lose many potential customers. I may be wrong, but my guess is that most anybody who invests the time, effort, and energy that this whole process requires will end up being a pretty good credit risk, even if it takes awhile to be reflected in their scores. After all, who wants to go through this twice? On the other hand, if it were too easy, everyone would do it, including the truly incorrigible credit scofflaws. The net result is that either the consumer credit market would simply go away (not good, unless you have a large pile of cash to operate from), or consumer interest rates would have to be substantially higher across the board. There would be little incentive to pay on time, etc. if you know that any punishment meted out by the creditors can be undone before lunch. I sure wouldn't want to raise my kid under rules like that. Not too hard, not too easy. Just right. What A Country! And you guys thought I was only good for an occasional joke! "I've got all the money I'll ever need if I die by four o'clock." Henny Youngman "If you can't beat them, arrange to have them beaten." George Carlin
