Question

Discussion in 'Credit Talk' started by Sebel, May 20, 2004.

  1. Sebel

    Sebel Well-Known Member

    I kept disputing my negative credit history as "not mine", and they kept coming back as verified. Now, the problem, my credit score got lowered because the account was closed status and now become open, but with zero balance.

    So right now, score is like
    EQ 542
    Trans 596
    Exp 612

    What should I do now?

    I also recently receive a finance loan from dell for $7500 limit (use 2.6k), would this be report by Dell?

    Thks!
     
  2. jenz

    jenz Well-Known Member

    1. dispute the status of that account as being closed never late.

    2. don't know anything about dell, sorry.
     
  3. bugman

    bugman Well-Known Member

    what account?
    how much do owe?
    is it with a CA?
    when was the last payment you made on this account?

    bugman.

    ---also... how much is it for?
     
  4. Sebel

    Sebel Well-Known Member

    But, If I disputed as closed never late, would it contradict my dispute as not mine?
     
  5. Sebel

    Sebel Well-Known Member

    So many accts: chase, Citi, all sort of the prime Credit card.

    The last payment i made is 2000, before filling my bk.

    and, not with CA.
     

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