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Question

Discussion in 'Credit Talk' started by hotgirlgin, Jun 3, 2009.

  1. Jun 3, 2009 #1
    hotgirlgin

    hotgirlgin Member

    I have a question I paid Cap 1 off a few months ago and there still updating my credit report as a "charge off" as of May is this legal? and can I dispute so they will stop or is this Charge off even going to hurt my credit?
     
  3. Jun 3, 2009 #2
    jjgross

    jjgross Well-Known Member

    It should say paid charge off,you can write them and ask to have them report it as paid as agreed.
     
  4. Jun 4, 2009 #3
    sparq

    sparq Well-Known Member

    When I disputed a Cap One account, it was removed. I was sued by Cap One and ultimately settled with the lawyer. I disputed it on my CR when my report still showed it as unpaid two months after I sent my final settlement payment.

    I was expecting it to go to something reflecting a zero-balance delinquency, but it simply vanished.

    I did not complain.
     

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