Hi Everyone, 1. Can anyone tell me what is the best site to pull all three credit bureau reports and dispute them? I prefer disputing online. 2. I just recently finance vehicle with a help from my sibling to co-sign for me. Does this really help to bump up my score? How much booze? Because, I have 2 CC with 2k right now, and my Credit score didnt go much (probably 20) in 2 years after BK discharged (06/01) 3. how to remove a charge-off / write off amount from my credit card who I have included in the Bankrupty? I have dispute these, and they said this is accurate. Thank you. Hoping to get my score better in 2004 (resoution).
I'll jump in on question #1. To dispute on line, you cannot use one of the 3 in 1 reports. You need to obtain a credit report from each of the three CRAs individually. They refuse to accept anything else. They'll demand the credit report # you obtain getting each of their specific reports.
Thks...I just go to 30 days free trial with experian, and my credit score is really depressing. I need help to increase my score!!
You can dispute online with TU without having a TU report. Go to www.transunion.com, click for online dispute. There will be a box for a report/file #, just ignore it and continue on with your dispute. All you need is the OC or CA name and account number.
Yes, I tried it via myfico.com. Thank you for the reply. Does anyone know how to remove the charge off from your report? what is the best method? Thks!
