I have a few questions about you and your business. I assume that if you're really in business, you want to publicize your business to gain more clients, right? Here are a few questions: You mentioned "clients" in a previous post. What kind of services do you perform for your clients? Are you a mortgage banker or broker? Are you licensed to be a mortgage banker or broker? If you're in the mortgage business, then why do you ask elementary questions about credit repair on this board? What does "88" mean? What does "racinut" mean? Why do you also use the screen name "nutty28?"