I have a few questions I really need answered. 1. How many inquires are to much in a (6) month period. 2. Where can I get my Fico Score on the internet. Without a hard inquiry. 3. I have had a secured Amex for (8) months can I apply for Blue card yet. 4. If not Amex what about Citibank are they easy? Once again THANK YOU ALL !! for the help. I welcome "all" your comments. I really appreciate your input. Thanks, Janice P.S. I no colllections or charge-offs. All my credit is about 12 months old. (1) Mortgage (2) Providians , (2) Retails , (1) Capital One , and a secured "non-reporting" Amex Optima Card. Thanks Again.