1) The rep at Net 1st said this card offer is now 2 years old. IS THERE ANYONE WHO HAS HAD THE CARD FOR 2YRS? OR DO YOU KNOW ANYONE WHO HAS? What was offered after completion? 2)I want to get rid of the card. Since opening this accout I've obtained Orchard, DMB, Chevron, and Wells Fargo car loan. So I don't need it. However, in 3 months the account will be 12 months old. Should I keep it for 3 more months or does it matter. Seems if folks are always saying keep a card at least 12 months for it to positively effect your FICO score. Is that true? How does account longevity affect FICO score?