I hope I am making sense, lol Yes. Charge off only means that they think that they may not be able to collect the balance. It does not mean they forgave the debt. The balance would be past due. Yes, b/c the balance is past due, thus bringing about the charge off. I know that charge off AND past due seems redundant, but if you paid it it would still be a charge off but the past due notation would be removed and reported as a PAID CHARGEOFF.
So, then if sold to next CA they should be listing as Charge off/zero balance. What I have is two CA's listing as Paid/settlement accepted on account. Obviously I didn't pay the settlement amount to both people - so..... But here's another one. What if first listing is OC? They would HAVE to list it as zero balance, correct? because obviously they sold to CA.
Before you dispute it that it should show a zero balance, you might think about disputing the oc as a duplicate acct.
I started with that reason, and EQ and EX have come back on both as verified. I am going around in total circles on these two accounts.
