I had recently pulled my "MYFICO" reports and also joined PG and the FICO scores were drastically different. On MY FICO my EQ = 728 from PG it was 663. also the reports from PG had 1-2 more inq's on each report than the one's i got from MY FICO... how can these be so different ? they were printed on the same day. and which score is the one that the creditors see
I think I answered my own question. I just got off the phone with transunion and I had 3 inq's. She was very nice and agreed to remove 1 of them and also disputed the rest and a medical bill... I figured WTF ...I was already on the phone with them. So it seems that the MYFICO report is not accurate. But a 60 point difference in the Score for 1 inq is mind blowing.
Actually, the only accurate scores are the ones you get directly from MyFico. Everything else is a FAKO score generated by the company you are pulling from (e.g., PG, Experian, TransUnion, etc.)
I guess thats good then ..My score on MyFico is 728 EQ and is missing about 1 inq from that report and 4 inq's from my EX. A 60 point difference is pretty dramatic though. mnew I wnet to the site and Im right in the middle of the 2.
