Is WK report the same for PG? The reason I'm asking is because my updated CR from TU has derogs, but WK has them listed as Satisfactories(though 3 show late pays). Thank you for any response. Hope the question isn't too stupid. Melissa addicted to this board
I don't think it's a stupid question, but I am pretty sure we do not see a complete complete report on either of them, so the info is probably there (not knowing exactly what you mean) but maybe you aren't seeing it. When I pull pg at least 24 hours apart I am getting an up to the minute reports. I am assuming wk is the same.
Both the WK and PG formats are not 100% dead on. IMHO, the most useful way to see a TL is on a FICO report from myFICO for any 3 of CRA's, or direct w/ FICO score from TU (REAL FICO only !) or direct w/ FICO score from EQ. This shows you truly how the FICO algorithm "sees" the TL and how it's affecting your score.
